Private & hard money lenders, ranked by verified loan data
890 lenders across 52 states, ranked by actual investment-property loans funded in 2024 — verified lending records, not paid placement or reviews. Pick a state, drill into a county, see who is actually lending there and at what rates.
2024 verified lending records·Pulled 2026-09-01
Browse by state
Alaska
7 lenders · 58 loans · median 11.0%
Alabama
67 lenders · 1,381 loans · median 9.3%
Arkansas
55 lenders · 2,329 loans · median 8.8%
Arizona
68 lenders · 830 loans · median 10.5%
California
78 lenders · 8,575 loans · median 10.8%
Colorado
73 lenders · 1,100 loans · median 10.0%
Connecticut
29 lenders · 497 loans · median 11.5%
District of Columbia
22 lenders · 189 loans · median 10.9%
Delaware
18 lenders · 81 loans · median 11.3%
Florida
143 lenders · 5,612 loans · median 10.5%
Georgia
87 lenders · 3,098 loans · median 9.5%
Hawaii
20 lenders · 328 loans · median 11.0%
Iowa
58 lenders · 604 loans · median 8.5%
Idaho
19 lenders · 130 loans · median 9.5%
Illinois
102 lenders · 2,282 loans · median 8.5%
Indiana
75 lenders · 1,448 loans · median 9.6%
Kansas
64 lenders · 682 loans · median 8.8%
Kentucky
61 lenders · 1,037 loans · median 8.5%
Louisiana
41 lenders · 806 loans · median 8.8%
Massachusetts
55 lenders · 1,107 loans · median 9.5%
Maryland
38 lenders · 1,079 loans · median 10.5%
Maine
27 lenders · 88 loans · median 8.8%
Michigan
60 lenders · 1,183 loans · median 11.0%
Minnesota
58 lenders · 453 loans · median 8.5%
Missouri
87 lenders · 2,836 loans · median 8.5%
Mississippi
37 lenders · 1,334 loans · median 9.0%
Montana
19 lenders · 200 loans · median 8.5%
North Carolina
78 lenders · 2,312 loans · median 10.5%
North Dakota
20 lenders · 140 loans · median 7.5%
Nebraska
30 lenders · 470 loans · median 8.5%
New Hampshire
18 lenders · 57 loans · median 10.3%
New Jersey
48 lenders · 2,540 loans · median 11.0%
New Mexico
18 lenders · 106 loans · median 11.0%
Nevada
22 lenders · 847 loans · median 11.7%
New York
70 lenders · 2,314 loans · median 11.0%
Ohio
85 lenders · 2,318 loans · median 10.5%
Oklahoma
61 lenders · 1,586 loans · median 9.0%
Oregon
30 lenders · 294 loans · median 10.5%
Pennsylvania
80 lenders · 1,868 loans · median 10.5%
Puerto Rico
1 lenders · 2 loans
Rhode Island
20 lenders · 108 loans · median 11.3%
South Carolina
61 lenders · 1,039 loans · median 9.0%
South Dakota
19 lenders · 169 loans · median 8.5%
Tennessee
98 lenders · 1,812 loans · median 9.0%
Texas
128 lenders · 4,322 loans · median 9.5%
Utah
23 lenders · 70 loans · median 9.0%
Virginia
60 lenders · 1,377 loans · median 9.5%
Vermont
10 lenders · 21 loans
Washington
59 lenders · 1,325 loans · median 10.8%
Wisconsin
90 lenders · 1,235 loans · median 8.2%
West Virginia
19 lenders · 91 loans · median 9.5%
Wyoming
15 lenders · 58 loans · median 8.3%
Most active hard money lenders (2024)
Across all covered states, by short-term business-purpose loans funded.
| # | Lender | Loans funded | States active |
|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 17,053 | 33 |
| 2 | Loan Funder LLC | 6,115 | 44 |
| 3 | RF Renovo Management Company, LLC | 2,585 | 34 |
| 4 | Easy Street Capital LLC | 1,937 | 35 |
| 5 | LIMA ONE CAPITAL, LLC | 1,893 | 45 |
| 6 | Conventus Lending LLC | 1,525 | 34 |
| 7 | Merchants Mortgage & Trust Corporation | 1,285 | 32 |
| 8 | Genesis Capital, LLC | 1,141 | 27 |
| 9 | RPE Home, Inc | 1,063 | 42 |
| 10 | LendingOne LLC | 859 | 42 |
| 11 | VAL-CHRIS INVESTMENTS INC. | 854 | 9 |
| 12 | Dominion Financial Services, LLC | 822 | 42 |
| 13 | Temple View Capital Funding LP | 808 | 42 |
| 14 | ABL RPC Residential Credit Acquisition LLC | 750 | 30 |
| 15 | MM Lending, LLC | 703 | 3 |
| 16 | 212 Loans, LLC | 670 | 12 |
| 17 | Community Bank of Mississippi | 652 | 8 |
| 18 | EASTSIDE FUNDING LLC | 512 | 1 |
| 19 | ARVEST BANK | 500 | 6 |
| 20 | Sundae Funding | 493 | 9 |
Methodology: originated, business-purpose loans on investment properties with terms of 36 months or less, from verified public lending records. Smaller lenders below public reporting thresholds may not appear. Rankings are never paid placement. More states are added as their filings are processed.