Merchants Mortgage & Trust Corporation

7th of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across California, Colorado, Washington and 29 more states.

Source: 2024 verified records
Pulled: Sep 1, 2026
LEI: 549300YX5RPSSMR88K92
Excluded: 14 longer‑term (DSCR) loans
Website: merchantsmtg.com
Claim: Work here? Claim this profile

Loans funded1,2852024, terms of 36 months or less

Principal originated$726M2024, at origination

Median note rate²10.50%70 counties reporting

Counties17132 states

Where the money went

California carried 43.4% of the year's loans; the three busiest counties — Los Angeles, Maricopa, Denver — carried 26.1% between them. The 25 in the ledger below account for 74.0% of 1,285.

525100loans in a countythe three busiest countiesstates with loansthe three lead states

The 25 busiest counties

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	Los Angeles County, CA	188	14.6%	$117M	10.00%	−0.50
02	Maricopa County, AZ	78	6.1%	$66M	10.50%	0.00
03	Denver County, CO	69	5.4%	$35M	10.25%	−0.25
04	San Bernardino County, CA	63	4.9%	$26M	10.00%	−0.50
05	King County, WA	57	4.4%	$36M	10.50%	0.00
06	San Diego County, CA	54	4.2%	$60M	10.25%	−0.25
07	Orange County, CA	52	4.0%	$60M	9.50%	−1.00
08	Sacramento County, CA	51	4.0%	$19M	10.00%	−0.50
09	Jefferson County, CO	48	3.7%	$24M	10.25%	−0.25
10	Arapahoe County, CO	40	3.1%	$18M	10.25%	−0.25
11	Multnomah County, OR	38	3.0%	$20M	10.25%	−0.25
12	Riverside County, CA	37	2.9%	$15M	10.25%	−0.25
13	Snohomish County, WA	22	1.7%	$16M	10.50%	0.00
14	Adams County, CO	20	1.6%	$7M	10.50%	0.00
15	Pierce County, WA	19	1.5%	$9M	10.50%	0.00
16	San Joaquin County, CA	15	1.2%	$5M	10.25%	−0.25
17	Washington County, OR	15	1.2%	$7M	10.25%	−0.25
18	Kern County, CA	14	1.1%	$3M	10.50%	0.00
19	Boulder County, CO	12	0.9%	$7M	10.25%	−0.25
20	Jackson County, MO	11	0.9%	$2M	11.00%	+0.50
21	Alameda County, CA	10	0.8%	$8M	10.00%	−0.50
22	Palm Beach County, FL	10	0.8%	$8M	10.50%	0.00
23	Placer County, CA	10	0.8%	$6M	10.00%	−0.50
24	Clackamas County, OR	9	0.7%	$7M	10.75%	+0.25
25	Cook County, IL	9	0.7%	$2M	10.50%	0.00
	Top 25 of 171	951	74.0%	$582M	10.50%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.