Lender directory

Private & Hard Money Lenders in Colorado

73 lenders funded 1,100 short-term investment-property loans ($1.0B) across Colorado in 2024, at a median note rate of 10.00%. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01

Top 10 hard money lenders in Colorado by 2024 loan count

#	Lender	Hard money loans	Median rate
1	Merchants Mortgage & Trust Corporation	222	10.25%
2	KIAVI FUNDING, INC.	193	11.45%
3	FirstBank	143	9.50%
4	RF Renovo Management Company, LLC	138	10.00%
5	BANK OF COLORADO	55	8.00%
6	Conventus Lending LLC	38	10.00%
7	MidFirst Bank	31	9.00%
8	Loan Funder LLC	28	10.50%
9	COMMERCE BANK	26	8.50%
10	RPE Home, Inc	24	11.00%

Colorado hard money lending by county

Counties with at least 3 active lenders have a full directory page.

Limited 2024 activity (1–2 reporting lenders): Grand County, Montrose County, Archuleta County, Chaffee County, Clear Creek County, Delta County, Las Animas County, Phillips County, San Miguel County, Teller County, Fremont County, Gilpin County, Kit Carson County, Otero County, Ouray County, Park County, Prowers County, Sedgwick County. These counties are typically served by the statewide lenders above.

Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less. Longer-term business-purpose (DSCR/rental) lending is tracked separately on each county page. Smaller local lenders below public reporting thresholds may be active without appearing here. Rankings are never paid placement.