Private & Hard Money Lenders in Larimer County, CO
11 lenders funded 81 short-term investment-property loans in Larimer County in 2024 at a median rate of 10.00%. Ranked by verified loan volume — not paid placement.
Larimer County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 30 | 10.00% | — |
| 2 | FirstBank | 15 | 9.50% | 43 |
| 3 | BANK OF COLORADO | 10 | 8.00% | 15 |
| 4 | RF Renovo Management Company, LLC | 9 | 10.50% | — |
| 5 | Merchants Mortgage & Trust Corporation | 5 | 10.00% | — |
| 6 | FIRST NATIONAL BANK OF OMAHA | 3 | 7.75% | 21 |
| 7 | Loan Funder LLC | 3 | 10.25% | — |
| 8 | Genesis Capital, LLC | 2 | — | — |
| 9 | RPE Home, Inc | 2 | — | — |
| 10 | ANB Bank | 1 | — | 4 |
| 11 | 212 Loans, LLC | 1 | — | — |
DSCR / long-term rental lenders in Larimer County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
11 lenders reported short-term, business-purpose investment loans in Larimer County in 2024 verified lending records — 81 loans totaling $49.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Larimer County's active lenders was 10.00% in 2024, with per-lender medians ranging from 7.75% to 10.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.