Private & Hard Money Lenders in Boulder County, CO
13 lenders funded 54 short-term investment-property loans in Boulder County in 2024 at a median rate of 10.25%. Ranked by verified loan volume — not paid placement.
Boulder County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 14 | 11.45% | — |
| 2 | Merchants Mortgage & Trust Corporation | 12 | 10.25% | — |
| 3 | FirstBank | 11 | 9.25% | 39 |
| 4 | RF Renovo Management Company, LLC | 5 | 10.00% | 1 |
| 5 | Loan Funder LLC | 3 | 10.25% | — |
| 6 | 212 Loans, LLC | 2 | — | — |
| 7 | Change Lending, LLC | 1 | — | 2 |
| 8 | Academy Bank, N.A. | 1 | — | — |
| 9 | Easy Street Capital LLC | 1 | — | — |
| 10 | Genesis Capital, LLC | 1 | — | — |
| 11 | Lument Real Estate Capital LLC | 1 | — | — |
| 12 | MidFirst Bank | 1 | — | — |
| 13 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Boulder County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
13 lenders reported short-term, business-purpose investment loans in Boulder County in 2024 verified lending records — 54 loans totaling $51.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Boulder County's active lenders was 10.25% in 2024, with per-lender medians ranging from 9.25% to 11.45%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.