Private & Hard Money Lenders in Douglas County, CO
13 lenders funded 26 short-term investment-property loans in Douglas County in 2024 at a median rate of 10.00%. Ranked by verified loan volume — not paid placement.
Douglas County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Merchants Mortgage & Trust Corporation | 8 | 12.00% | — |
| 2 | FirstBank | 5 | 9.50% | 22 |
| 3 | RF Renovo Management Company, LLC | 3 | 10.00% | — |
| 4 | Change Lending, LLC | 1 | — | 1 |
| 5 | 212 Loans, LLC | 1 | — | — |
| 6 | Axos Bank | 1 | — | — |
| 7 | Churchill Funding I LLC | 1 | — | — |
| 8 | Conventus Lending LLC | 1 | — | — |
| 9 | FIRST NATIONAL BANK OF OMAHA | 1 | — | — |
| 10 | KIAVI FUNDING, INC. | 1 | — | — |
| 11 | Loan Funder LLC | 1 | — | — |
| 12 | MIDWESTONE BANK | 1 | — | — |
| 13 | PrideCo Loans, Inc. | 1 | — | — |
DSCR / long-term rental lenders in Douglas County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
13 lenders reported short-term, business-purpose investment loans in Douglas County in 2024 verified lending records — 26 loans totaling $17.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Douglas County's active lenders was 10.00% in 2024, with per-lender medians ranging from 9.50% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.