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Lender directory

Private & Hard Money Lenders in Ohio

85 lenders funded 2,318 short-term investment-property loans ($1.2B) across Ohio in 2024, at a median note rate of 10.49%. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01

Top 10 hard money lenders in Ohio by 2024 loan count

Ohio hard money lending by county

Counties with at least 3 active lenders have a full directory page.

Cuyahoga County
24 lenders · 478 loans
Franklin County
39 lenders · 474 loans
Hamilton County
33 lenders · 281 loans
Montgomery County
21 lenders · 140 loans
Summit County
13 lenders · 98 loans
Butler County
14 lenders · 90 loans
Lucas County
14 lenders · 66 loans
Stark County
7 lenders · 49 loans
Lorain County
8 lenders · 39 loans
Allen County
6 lenders · 38 loans
Lake County
8 lenders · 38 loans
Clark County
8 lenders · 36 loans
Licking County
9 lenders · 34 loans
Greene County
10 lenders · 32 loans
Richland County
5 lenders · 30 loans
Fairfield County
8 lenders · 28 loans
Muskingum County
6 lenders · 24 loans
Clermont County
12 lenders · 23 loans
Medina County
6 lenders · 23 loans
Miami County
4 lenders · 22 loans
Warren County
5 lenders · 20 loans
Delaware County
7 lenders · 19 loans
Portage County
5 lenders · 19 loans
Mahoning County
6 lenders · 18 loans
Geauga County
6 lenders · 8 loans
Pickaway County
5 lenders · 8 loans
Trumbull County
4 lenders · 8 loans
Wood County
8 lenders · 8 loans
Marion County
7 lenders · 7 loans
Mercer County
3 lenders · 7 loans
Ottawa County
5 lenders · 7 loans
Perry County
4 lenders · 7 loans
Ross County
4 lenders · 7 loans
Hardin County
3 lenders · 6 loans
Preble County
3 lenders · 6 loans
Fayette County
3 lenders · 5 loans
Guernsey County
3 lenders · 5 loans
Union County
5 lenders · 5 loans
Ashland County
4 lenders · 4 loans
Erie County
3 lenders · 4 loans
Knox County
3 lenders · 4 loans
Wayne County
3 lenders · 4 loans
Coshocton County
3 lenders · 3 loans
Hocking County
3 lenders · 3 loans
Seneca County
3 lenders · 3 loans

Limited 2024 activity (1–2 reporting lenders): Madison County, Champaign County, Crawford County, Hancock County, Williams County, Auglaize County, Darke County, Putnam County, Shelby County, Jefferson County, Logan County, Tuscarawas County, Ashtabula County, Belmont County, Brown County, Carroll County, Clinton County, Fulton County, Henry County, Highland County, Lawrence County, Scioto County, Van Wert County, Adams County, Athens County, Columbiana County, Huron County, Meigs County, Morrow County, Pike County. These counties are typically served by the statewide lenders above.

Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less. Longer-term business-purpose (DSCR/rental) lending is tracked separately on each county page. Smaller local lenders below public reporting thresholds may be active without appearing here. Rankings are never paid placement.