Private & Hard Money Lenders in Butler County, OH
14 lenders funded 90 short-term investment-property loans in Butler County in 2024 at a median rate of 10.95%. Ranked by verified loan volume — not paid placement.
Butler County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 37 | 10.95% | 16 |
| 2 | MM Lending, LLC | 31 | 12.00% | — |
| 3 | LendingOne LLC | 4 | 9.99% | 13 |
| 4 | Loan Funder LLC | 4 | 11.50% | 10 |
| 5 | LIMA ONE CAPITAL, LLC | 3 | 10.65% | 5 |
| 6 | The Farmers & Merchants State Bank | 2 | — | 3 |
| 7 | Genesis Capital, LLC | 2 | — | — |
| 8 | BPL Mortgage, LLC | 1 | — | 7 |
| 9 | First Financial Bank | 1 | — | 3 |
| 10 | First State Bank | 1 | — | 2 |
| 11 | Cinfed Federal Credit Union | 1 | — | 1 |
| 12 | City National Bank of WV | 1 | — | — |
| 13 | RF Renovo Management Company, LLC | 1 | — | — |
| 14 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Butler County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
14 lenders reported short-term, business-purpose investment loans in Butler County in 2024 verified lending records — 90 loans totaling $17.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Butler County's active lenders was 10.95% in 2024, with per-lender medians ranging from 9.99% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.