Private & Hard Money Lenders in Delaware County, OH
7 lenders funded 19 short-term investment-property loans in Delaware County in 2024 at a median rate of 12.00%. Ranked by verified loan volume — not paid placement.
Delaware County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 10 | 10.99% | — |
| 2 | MM Lending, LLC | 4 | 12.00% | — |
| 3 | S&T Bank | 1 | — | 2 |
| 4 | Heartland Bank | 1 | — | 1 |
| 5 | Ohio State Bank | 1 | — | 1 |
| 6 | The Ohio Valley Bank Company | 1 | — | 1 |
| 7 | VINTON COUNTY NATIONAL BANK | 1 | — | — |
DSCR / long-term rental lenders in Delaware County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Delaware County in 2024 verified lending records — 19 loans totaling $10.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Delaware County's active lenders was 12.00% in 2024, with per-lender medians ranging from 10.99% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.