Private & Hard Money Lenders in Franklin County, OH
39 lenders funded 474 short-term investment-property loans in Franklin County in 2024 at a median rate of 10.75%. Ranked by verified loan volume — not paid placement.
Franklin County hard money lenders by 2024 loan count
DSCR / long-term rental lenders in Franklin County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
39 lenders reported short-term, business-purpose investment loans in Franklin County in 2024 verified lending records — 474 loans totaling $395.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Franklin County's active lenders was 10.75% in 2024, with per-lender medians ranging from 7.75% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.