American Heritage Lending

32nd of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across Florida, Texas, Illinois and 33 more states.

Filed as: American Heritage Lending, LLC
Source: 2024 verified records
Pulled: Sep 1, 2026
LEI: 549300ZPSJZO10ZAX556
Excluded: 2,800 longer‑term (DSCR) loans
Website: Not yet verified
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Loans funded2752024, terms of 36 months or less

Principal originated$83M2024, at origination

Median note rate²11.50%25 counties reporting

Counties12936 states

Where the money went

Florida carried 17.1% of the year's loans; the three busiest counties — Bexar, Bernalillo, Cook — carried 20.4% between them. The 25 in the ledger below account for 54.5% of 275.

1525loans in a countythe three busiest countiesstates with loansthe three lead states

The 25 busiest counties

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	Bexar County, TX	29	10.5%	$5M	11.00%	−0.50
02	Bernalillo County, NM	16	5.8%	$4M	12.00%	+0.50
03	Cook County, IL	11	4.0%	$3M	11.50%	0.00
04	Champaign County, IL	9	3.3%	$2M	11.00%	−0.50
05	Pinellas County, FL	7	2.5%	$4M	12.00%	+0.50
06	Franklin County, OH	5	1.8%	$925K	11.75%	+0.25
07	Los Angeles County, CA	5	1.8%	$3M	11.00%	−0.50
08	Orange County, CA	5	1.8%	$9M	10.75%	−0.75
09	Philadelphia County, PA	5	1.8%	$905K	11.00%	−0.50
10	Racine County, WI	5	1.8%	$745K	11.25%	−0.25
11	San Bernardino County, CA	5	1.8%	$2M	11.50%	0.00
12	Hamilton County, TN	4	1.5%	$990K	11.63%	+0.13
13	Hillsborough County, FL	4	1.5%	$890K	11.75%	+0.25
14	Marion County, FL	4	1.5%	$610K	12.25%	+0.75
15	Monroe County, PA	4	1.5%	$750K	11.00%	−0.50
16	Oakland County, MI	4	1.5%	$2M	11.50%	0.00
17	Orange County, FL	4	1.5%	$960K	12.00%	+0.50
18	Bradley County, TN	3	1.1%	$435K	11.25%	−0.25
19	Citrus County, FL	3	1.1%	$425K	11.75%	+0.25
20	Davidson County, NC	3	1.1%	$405K	11.25%	−0.25
21	Duval County, FL	3	1.1%	$485K	11.75%	+0.25
22	Hernando County, FL	3	1.1%	$585K	11.75%	+0.25
23	Maricopa County, AZ	3	1.1%	$2M	10.75%	−0.75
24	Sandoval County, NM	3	1.1%	$635K	12.00%	+0.50
25	Shelby County, TN	3	1.1%	$345K	11.25%	−0.25
	Top 25 of 129	150	54.5%	$45M	11.50%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.