Equity Wave Lending

33rd of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across California, Florida, Georgia and 2 more states.

Filed as: Equity Wave Lending, Inc.
Source: 2024 verified records
Pulled: Oct 1, 2026
LEI: 549300RC1JITZLHVLH66
Excluded: 12 longer‑term (DSCR) loans
Website: Not yet verified
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Loans funded2692024, terms of 36 months or less

Principal originated$84M2024, at origination

Median note rate²12.99%14 counties reporting

Counties355 states

Where the money went

California carried 95.9% of the year's loans; the three busiest counties — Los Angeles, Orange, Riverside — carried 62.1% between them. The 25 in the ledger below account for 96.3% of 269.

11050loans in a countythe three busiest countiesstates with loansthe three lead states

The 25 busiest counties

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	Los Angeles County, CA	90	33.5%	$28M	12.50%	−0.49
02	Orange County, CA	53	19.7%	$23M	11.99%	−1.00
03	Riverside County, CA	24	8.9%	$7M	12.00%	−0.99
04	San Diego County, CA	18	6.7%	$6M	11.99%	−1.00
05	San Bernardino County, CA	12	4.5%	$3M	12.50%	−0.49
06	Santa Clara County, CA	10	3.7%	$3M	12.99%	0.00
07	Alameda County, CA	8	3.0%	$2M	13.25%	+0.26
08	Ventura County, CA	6	2.2%	$1M	12.99%	0.00
09	Sacramento County, CA	4	1.5%	$850K	13.99%	+1.00
10	San Mateo County, CA	4	1.5%	$960K	12.25%	−0.74
11	Kern County, CA	3	1.1%	$845K	12.99%	0.00
12	Placer County, CA	3	1.1%	$615K	13.50%	+0.51
13	San Luis Obispo County, CA	3	1.1%	$685K	13.50%	+0.51
14	Tulare County, CA	3	1.1%	$725K	12.50%	−0.49
15	Fresno County, CA	2	0.7%	$440K	—	—
16	Hall County, GA	2	0.7%	$270K	—	—
17	Monterey County, CA	2	0.7%	$720K	—	—
18	Polk County, FL	2	0.7%	$520K	—	—
19	San Benito County, CA	2	0.7%	$690K	—	—
20	San Joaquin County, CA	2	0.7%	$580K	—	—
21	Santa Barbara County, CA	2	0.7%	$720K	—	—
22	Archuleta County, CO	1	0.4%	$355K	—	—
23	Charlotte County, FL	1	0.4%	$125K	—	—
24	Collier County, FL	1	0.4%	$205K	—	—
25	Contra Costa County, CA	1	0.4%	$285K	—	—
	Top 25 of 35	259	96.3%	$82M	12.99%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.