Private & Hard Money Lenders in Tulare County, CA
10 lenders funded 63 short-term investment-property loans in Tulare County in 2024 at a median rate of 12.00%. Ranked by verified loan volume — not paid placement.
Tulare County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 40 | 10.75% | 9 |
| 2 | Conventus Lending LLC | 6 | 10.50% | 2 |
| 3 | VAL-CHRIS INVESTMENTS INC. | 4 | 14.50% | — |
| 4 | Easy Street Capital LLC | 3 | 10.50% | — |
| 5 | Equity Wave Lending, Inc. | 3 | 12.50% | — |
| 6 | Mid Valley Services Inc | 3 | 12.00% | — |
| 7 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 4 |
| 8 | RF Renovo Management Company, LLC | 1 | — | 1 |
| 9 | Loan Funder LLC | 1 | — | — |
| 10 | Mackillie Inc | 1 | — | — |
DSCR / long-term rental lenders in Tulare County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Tulare County in 2024 verified lending records — 63 loans totaling $14.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Tulare County's active lenders was 12.00% in 2024, with per-lender medians ranging from 10.50% to 14.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.