Private & Hard Money Lenders in Georgia
87 lenders funded 3,098 short-term investment-property loans ($1.5B) across Georgia in 2024, at a median note rate of 9.50%. Ranked by verified loan volume — not paid placement.
Top 10 hard money lenders in Georgia by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 1,018 | 11.24% |
| 2 | Easy Street Capital LLC | 248 | 10.90% |
| 3 | Loan Funder LLC | 233 | 11.00% |
| 4 | LIMA ONE CAPITAL, LLC | 217 | 10.25% |
| 5 | UNITED BANK | 182 | 8.50% |
| 6 | LendingOne LLC | 143 | 9.99% |
| 7 | The First Bank | 76 | 8.50% |
| 8 | PrimeSouth Bank | 70 | 8.50% |
| 9 | RENASANT BANK | 70 | 8.50% |
| 10 | Temple View Capital Funding LP | 69 | 12.00% |
Georgia hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Limited 2024 activity (1–2 reporting lenders): Lamar County, Pierce County, Ben Hill County, Long County, Dodge County, Jasper County, Laurens County, Thomas County, Brantley County, Charlton County, Crisp County, McDuffie County, Terrell County, Appling County, Berrien County, Brooks County, Emanuel County, Gilmer County, Glascock County, Grady County, Hancock County, Jefferson County, Lincoln County, Lumpkin County, Macon County, Madison County, Miller County, Oglethorpe County, Randolph County, Screven County, Taylor County, Telfair County, Turner County, Twiggs County, Wilcox County, Wilkinson County, Chattooga County, Clay County, Crawford County, Dade County, Dawson County, Early County, Elbert County, Evans County, Heard County, Irwin County, Jeff Davis County, McIntosh County, Quitman County, Talbot County, Toombs County, Towns County, Union County. These counties are typically served by the statewide lenders above.