Private & Hard Money Lenders in Muscogee County, GA
13 lenders funded 83 short-term investment-property loans in Muscogee County in 2024 at a median rate of 10.50%. Ranked by verified loan volume — not paid placement.
Muscogee County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 38 | 11.24% | 18 |
| 2 | LIMA ONE CAPITAL, LLC | 8 | 9.95% | 5 |
| 3 | Loan Funder LLC | 8 | 11.99% | 4 |
| 4 | RENASANT BANK | 5 | 8.50% | 4 |
| 5 | Colony Bank | 5 | 8.75% | — |
| 6 | Dominion Financial Services, LLC | 4 | 10.50% | 3 |
| 7 | SERVISFIRST BANK | 4 | 8.50% | — |
| 8 | Easy Street Capital LLC | 3 | 10.90% | — |
| 9 | SYNOVUS BANK | 2 | — | 13 |
| 10 | LendingOne LLC | 2 | — | 7 |
| 11 | RPE Home, Inc | 2 | — | — |
| 12 | Troy Bank and Trust | 1 | — | 2 |
| 13 | Merchants Mortgage & Trust Corporation | 1 | — | — |
DSCR / long-term rental lenders in Muscogee County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
13 lenders reported short-term, business-purpose investment loans in Muscogee County in 2024 verified lending records — 83 loans totaling $14.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Muscogee County's active lenders was 10.50% in 2024, with per-lender medians ranging from 8.50% to 11.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.