United Bank
49th of 889 lenders by loans funded, 20241
Short‑term investment‑property lender, active across Georgia and Florida.
- Source
- 2024 verified records
- Pulled
- Sep 1, 2026
- LEI
- 549300S61HFNW2YFEK61
- Excluded
- 19 longer‑term (DSCR) loans
- Website
- Not yet verified
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- Work here? Claim this profile
Loans funded1832024, terms of 36 months or less
Principal originated$33M2024, at origination
Median note rate28.50%14 counties reporting
Counties282 states
Where the money went
Georgia carried 99.5% of the year's loans; the three busiest counties — Spalding, Lamar, Upson — carried 50.8% between them. The 25 in the ledger below account for 98.4% of 183.
The 25 busiest counties
Ranked by loans funded in 2024. Each links to the county's full lender directory.
| # | County | Loans | Median rate2 | |
|---|---|---|---|---|
| 01 | Spalding County, GA | 40 | 8.50% | |
| 02 | Lamar County, GA | 29 | 8.60% | |
| 03 | Upson County, GA | 24 | 8.25% | |
| 04 | Monroe County, GA | 15 | 8.50% | |
| 05 | Coweta County, GA | 13 | 8.45% | |
| 06 | Pike County, GA | 12 | 8.35% | |
| 07 | Newton County, GA | 9 | 9.00% | |
| 08 | Meriwether County, GA | 6 | 8.85% | |
| 09 | Morgan County, GA | 4 | 8.50% | |
| 10 | Bibb County, GA | 3 | 8.50% | |
| 11 | Butts County, GA | 3 | 9.30% | |
| 12 | Peach County, GA | 3 | 9.00% | |
| 13 | Troup County, GA | 3 | 8.50% | |
| 14 | Walton County, GA | 3 | 8.75% | |
| 15 | Henry County, GA | 2 | — | |
| 16 | Putnam County, GA | 2 | — | |
| 17 | Carroll County, GA | 1 | — | |
| 18 | Crawford County, GA | 1 | — | |
| 19 | DeKalb County, GA | 1 | — | |
| 20 | Fayette County, GA | 1 | — | |
| 21 | Greene County, GA | 1 | — | |
| 22 | Hancock County, GA | 1 | — | |
| 23 | Hart County, GA | 1 | — | |
| 24 | Heard County, GA | 1 | — | |
| 25 | Jackson County, GA | 1 | — | |
| Top 25 of 28 | 180 | 8.50%lender median |
- 1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
- 2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.