Private & Hard Money Lenders in DeKalb County, GA
19 lenders funded 303 short-term investment-property loans in DeKalb County in 2024 at a median rate of 11.00%. Ranked by verified loan volume — not paid placement.
DeKalb County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 148 | 11.50% | 9 |
| 2 | Easy Street Capital LLC | 40 | 10.90% | — |
| 3 | LIMA ONE CAPITAL, LLC | 27 | 10.30% | 8 |
| 4 | Loan Funder LLC | 26 | 11.00% | 4 |
| 5 | Temple View Capital Funding LP | 14 | 11.00% | 6 |
| 6 | LendingOne LLC | 8 | 9.99% | 12 |
| 7 | Conventus Lending LLC | 8 | 11.00% | 1 |
| 8 | 212 Loans, LLC | 7 | 11.99% | — |
| 9 | Sundae Funding | 7 | 11.00% | — |
| 10 | RPE Home, Inc | 6 | 11.50% | — |
| 11 | RF Renovo Management Company, LLC | 3 | 12.50% | — |
| 12 | ABL RPC Residential Credit Acquisition LLC | 2 | — | 3 |
| 13 | Dominion Financial Services, LLC | 1 | — | 3 |
| 14 | Cadence Bank | 1 | — | — |
| 15 | CIBC Bank USA | 1 | — | — |
| 16 | FORTRESS BANK | 1 | — | — |
| 17 | RENASANT BANK | 1 | — | — |
| 18 | Robins Financial Credit Union | 1 | — | — |
| 19 | UNITED BANK | 1 | — | — |
DSCR / long-term rental lenders in DeKalb County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
19 lenders reported short-term, business-purpose investment loans in DeKalb County in 2024 verified lending records — 303 loans totaling $123.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across DeKalb County's active lenders was 11.00% in 2024, with per-lender medians ranging from 9.99% to 12.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.