Private & Hard Money Lenders in Bibb County, GA
15 lenders funded 76 short-term investment-property loans in Bibb County in 2024 at a median rate of 9.00%. Ranked by verified loan volume — not paid placement.
Bibb County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 21 | 11.50% | 42 |
| 2 | Loan Funder LLC | 16 | 11.25% | 15 |
| 3 | RENASANT BANK | 12 | 7.75% | 8 |
| 4 | Cadence Bank | 6 | 8.75% | 9 |
| 5 | CAPITAL CITY BANK | 3 | 9.00% | 7 |
| 6 | RPE Home, Inc | 3 | 11.00% | — |
| 7 | UNITED BANK | 3 | 8.50% | — |
| 8 | LendingOne LLC | 2 | — | 5 |
| 9 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 3 |
| 10 | Investmark Mortgage LLC | 2 | — | — |
| 11 | Sundae Funding | 2 | — | — |
| 12 | Temple View Capital Funding LP | 1 | — | 1 |
| 13 | Easy Street Capital LLC | 1 | — | — |
| 14 | Genesis Capital, LLC | 1 | — | — |
| 15 | Lument Structured Finance, LLC | 1 | — | — |
DSCR / long-term rental lenders in Bibb County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
15 lenders reported short-term, business-purpose investment loans in Bibb County in 2024 verified lending records — 76 loans totaling $50.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Bibb County's active lenders was 9.00% in 2024, with per-lender medians ranging from 7.75% to 11.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.