Private & Hard Money Lenders in Troup County, GA
11 lenders funded 28 short-term investment-property loans in Troup County in 2024 at a median rate of 9.50%. Ranked by verified loan volume — not paid placement.
Troup County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Colony Bank | 6 | 9.50% | 1 |
| 2 | KIAVI FUNDING, INC. | 5 | 10.70% | — |
| 3 | SYNOVUS BANK | 4 | 7.95% | 6 |
| 4 | Dominion Financial Services, LLC | 4 | 12.00% | — |
| 5 | UNITED BANK | 3 | 8.50% | — |
| 6 | SouthState Bank, N.A. | 1 | — | 1 |
| 7 | BANK OZK | 1 | — | — |
| 8 | CAPITAL CITY BANK | 1 | — | — |
| 9 | Genesis Capital, LLC | 1 | — | — |
| 10 | LIMA ONE CAPITAL, LLC | 1 | — | — |
| 11 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Troup County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
11 lenders reported short-term, business-purpose investment loans in Troup County in 2024 verified lending records — 28 loans totaling $20.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Troup County's active lenders was 9.50% in 2024, with per-lender medians ranging from 7.95% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.