tracts.ai

Bank OZK

76th of 889 lenders by loans funded, 20241

Short‑term investment‑property lender, active across Arkansas, Georgia, Texas and 3 more states.

Source
2024 verified records
Pulled
Sep 1, 2026
LEI
549300VYK2WBD7SST478
Excluded
277 longer‑term (DSCR) loans
Website
Not yet verified
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Loans funded932024, terms of 36 months or less
Principal originated$90M2024, at origination
Median note rate28.60%10 counties reporting
Counties446 states

Where the money went

Arkansas carried 37.6% of the year's loans; the three busiest counties — Faulkner, Pulaski, Mecklenburg — carried 26.9% between them. The 25 in the ledger below account for 79.6% of 93.

ARGATXFaulknerPulaskiMecklenburg
Counties, one mark each, area scaled to loans:1510loans in a countythe three busiest countiesstates with loansthe three lead states

The 25 busiest counties

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#CountyLoansMedian rate2
01Faulkner County, AR107.00%
02Pulaski County, AR88.50%
03Mecklenburg County, NC79.00%
04Lonoke County, AR68.60%
05Coweta County, GA49.25%
06Dallas County, TX49.00%
07Fulton County, GA49.50%
08Bexar County, TX38.50%
09Garland County, AR38.11%
10Hot Spring County, AR38.50%
11Clayton County, GA2
12Collin County, TX2
13Haralson County, GA2
14Harris County, TX2
15Hillsborough County, FL2
16Saline County, AR2
17Walton County, GA2
18Barrow County, GA1
19Bartow County, GA1
20Caldwell County, TX1
21Clarke County, GA1
22Collier County, FL1
23Craighead County, AR1
24Davidson County, TN1
25Floyd County, GA1
Top 25 of 44748.60%lender median
  1. 1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
  2. 2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.