Private & Hard Money Lenders in Faulkner County, AR
14 lenders funded 164 short-term investment-property loans in Faulkner County in 2024 at a median rate of 8.75%. Ranked by verified loan volume — not paid placement.
Faulkner County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | First Security Bank | 64 | 8.75% | — |
| 2 | First Community Bank | 26 | 9.00% | 9 |
| 3 | First Arkansas Bank and Trust | 21 | 8.85% | — |
| 4 | Centennial Bank | 20 | 8.75% | 3 |
| 5 | BANK OZK | 10 | 7.00% | 6 |
| 6 | Cadence Bank | 6 | 9.00% | 4 |
| 7 | SIMMONS BANK | 6 | 8.65% | 1 |
| 8 | ARVEST BANK | 3 | 7.95% | 5 |
| 9 | ARKANSAS FEDERAL CREDIT UNION | 2 | — | 3 |
| 10 | The Farmers & Merchants Bank | 2 | — | — |
| 11 | Chambers Bank | 1 | — | 2 |
| 12 | FARMERS BANK & TRUST | 1 | — | — |
| 13 | KIAVI FUNDING, INC. | 1 | — | — |
| 14 | Southern Bank | 1 | — | — |
DSCR / long-term rental lenders in Faulkner County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
14 lenders reported short-term, business-purpose investment loans in Faulkner County in 2024 verified lending records — 164 loans totaling $38.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Faulkner County's active lenders was 8.75% in 2024, with per-lender medians ranging from 7.00% to 9.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.