Centennial Bank

60th of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across Arkansas, Texas, Florida and 3 more states.

Source: 2024 verified records
Pulled: Sep 1, 2026
LEI: 549300BEFX6JRSCS5N78
Excluded: 145 longer‑term (DSCR) loans
Website: Not yet verified
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Loans funded1452024, terms of 36 months or less

Principal originated$69M2024, at origination

Median note rate²9.00%16 counties reporting

Counties446 states

Where the money went

Arkansas carried 66.9% of the year's loans; the three busiest counties — Faulkner, Pulaski, Conway — carried 29.7% between them. The 25 in the ledger below account for 86.9% of 145.

1510loans in a countythe three busiest countiesstates with loansthe three lead states

The 25 busiest counties

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	Faulkner County, AR	20	13.8%	$5M	8.75%	−0.25
02	Pulaski County, AR	15	10.3%	$4M	8.75%	−0.25
03	Conway County, AR	8	5.5%	$850K	9.00%	0.00
04	Dallas County, TX	8	5.5%	$5M	9.50%	+0.50
05	White County, AR	8	5.5%	$820K	9.01%	+0.01
06	Lonoke County, AR	7	4.8%	$1M	8.50%	−0.50
07	Washington County, AR	6	4.1%	$2M	8.95%	−0.05
08	Escambia County, FL	5	3.4%	$1M	9.50%	+0.50
09	Pope County, AR	5	3.4%	$535K	9.00%	0.00
10	Baxter County, AR	4	2.8%	$380K	9.00%	0.00
11	Miami-Dade County, FL	4	2.8%	$12M	9.00%	0.00
12	Potter County, TX	4	2.8%	$680K	9.50%	+0.50
13	Saline County, AR	4	2.8%	$760K	9.00%	0.00
14	Travis County, TX	4	2.8%	$4M	9.50%	+0.50
15	Craighead County, AR	3	2.1%	$465K	8.75%	−0.25
16	Lubbock County, TX	3	2.1%	$605K	9.00%	0.00
17	Benton County, AR	2	1.4%	$380K	—	—
18	Dougherty County, GA	2	1.4%	$5M	—	—
19	Garland County, AR	2	1.4%	$540K	—	—
20	Grant County, AR	2	1.4%	$260K	—	—
21	Hillsborough County, FL	2	1.4%	$3M	—	—
22	Jefferson County, AR	2	1.4%	$490K	—	—
23	Mobile County, AL	2	1.4%	$380K	—	—
24	Perry County, AR	2	1.4%	$1M	—	—
25	Yell County, AR	2	1.4%	$230K	—	—
	Top 25 of 44	126	86.9%	$52M	9.00%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.