Private & Hard Money Lenders in Conway County, AR
7 lenders funded 27 short-term investment-property loans in Conway County in 2024 at a median rate of 8.85%. Ranked by verified loan volume — not paid placement.
Conway County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Centennial Bank | 8 | 9.00% | — |
| 2 | First Security Bank | 6 | 8.85% | 1 |
| 3 | ARVEST BANK | 4 | 8.75% | 2 |
| 4 | The Farmers & Merchants Bank | 4 | 9.05% | 1 |
| 5 | SIMMONS BANK | 3 | 8.19% | — |
| 6 | First Arkansas Bank and Trust | 1 | — | — |
| 7 | First Community Bank | 1 | — | — |
DSCR / long-term rental lenders in Conway County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Conway County in 2024 verified lending records — 27 loans totaling $4.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Conway County's active lenders was 8.85% in 2024, with per-lender medians ranging from 8.19% to 9.05%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.