Private & Hard Money Lenders in Saline County, AR
20 lenders funded 86 short-term investment-property loans in Saline County in 2024 at a median rate of 9.00%. Ranked by verified loan volume — not paid placement.
Saline County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | First Security Bank | 39 | 8.50% | 9 |
| 2 | ARVEST BANK | 7 | 8.49% | 2 |
| 3 | ARKANSAS FEDERAL CREDIT UNION | 6 | 9.50% | 1 |
| 4 | Centennial Bank | 4 | 9.00% | 4 |
| 5 | KIAVI FUNDING, INC. | 4 | 12.24% | — |
| 6 | FARMERS BANK & TRUST | 3 | 8.95% | — |
| 7 | First Arkansas Bank and Trust | 3 | 8.75% | — |
| 8 | Loan Funder LLC | 3 | 11.00% | — |
| 9 | BANK OZK | 2 | — | 4 |
| 10 | Central Bank | 2 | — | 3 |
| 11 | First Community Bank | 2 | — | 1 |
| 12 | THE CITIZENS BANK | 2 | — | 1 |
| 13 | SIMMONS BANK | 2 | — | — |
| 14 | LendingOne LLC | 1 | — | 5 |
| 15 | Eagle Bank and Trust Company | 1 | — | 3 |
| 16 | Cadence Bank | 1 | — | 1 |
| 17 | THE CITY NATIONAL BANK OF SULPHUR SPRINGS | 1 | — | 1 |
| 18 | ABL RPC Residential Credit Acquisition LLC | 1 | — | — |
| 19 | ORIGIN BANK | 1 | — | — |
| 20 | Temple View Capital Funding LP | 1 | — | — |
DSCR / long-term rental lenders in Saline County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
20 lenders reported short-term, business-purpose investment loans in Saline County in 2024 verified lending records — 86 loans totaling $16.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Saline County's active lenders was 9.00% in 2024, with per-lender medians ranging from 8.49% to 12.24%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.