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The First Bank

59th of 889 lenders by loans funded, 20241

Short‑term investment‑property lender, active across Georgia, Louisiana, Mississippi and 4 more states.

Source
2024 verified records
Pulled
Sep 1, 2026
LEI
5493008OE5JXNTGWD962
Excluded
182 longer‑term (DSCR) loans
Website
Not yet verified
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Loans funded1492024, terms of 36 months or less
Principal originated$56M2024, at origination
Median note rate28.50%27 counties reporting
Counties527 states

Where the money went

Georgia carried 51.0% of the year's loans; the three busiest counties — Lowndes, Harrison, Okaloosa — carried 16.8% between them. The 25 in the ledger below account for 75.8% of 149.

GALAMSLowndesHarrisonOkaloosa
Counties, one mark each, area scaled to loans:1510loans in a countythe three busiest countiesstates with loansthe three lead states

The 25 busiest counties

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#CountyLoansMedian rate2
01Lowndes County, GA118.50%
02Harrison County, MS78.50%
03Okaloosa County, FL78.75%
04Colquitt County, GA68.50%
05Orleans Parish, LA68.50%
06Chatham County, GA58.50%
07Glynn County, GA58.00%
08Upson County, GA59.00%
09Wayne County, GA58.50%
10Ascension Parish, LA48.50%
11Carroll County, GA48.75%
12Fayette County, GA49.00%
13Jefferson Parish, LA48.50%
14Mobile County, AL49.00%
15St. Tammany Parish, LA48.50%
16Tangipahoa Parish, LA48.50%
17Walton County, FL48.50%
18Baldwin County, AL38.50%
19Clayton County, GA38.50%
20East Baton Rouge Parish, LA38.00%
21Forsyth County, GA38.50%
22Fulton County, GA38.50%
23Jackson County, MS38.50%
24Lamar County, MS38.50%
25Oktibbeha County, MS38.00%
Top 25 of 521138.50%lender median
  1. 1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
  2. 2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.