Private & Hard Money Lenders in Lowndes County, GA
12 lenders funded 45 short-term investment-property loans in Lowndes County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Lowndes County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Southeastern Credit Union | 12 | 8.49% | 14 |
| 2 | The First Bank | 11 | 8.50% | 5 |
| 3 | Colony Bank | 8 | 9.50% | 2 |
| 4 | RENASANT BANK | 5 | 8.00% | 5 |
| 5 | SYNOVUS BANK | 2 | — | 1 |
| 6 | Ameris Bank | 1 | — | 7 |
| 7 | First Commerce Credit Union | 1 | — | 6 |
| 8 | Community Bank of Mississippi | 1 | — | — |
| 9 | Conventus Lending LLC | 1 | — | — |
| 10 | LIMA ONE CAPITAL, LLC | 1 | — | — |
| 11 | Loan Funder LLC | 1 | — | — |
| 12 | PrimeSouth Bank | 1 | — | — |
DSCR / long-term rental lenders in Lowndes County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
12 lenders reported short-term, business-purpose investment loans in Lowndes County in 2024 verified lending records — 45 loans totaling $13.5M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Lowndes County's active lenders was 8.50% in 2024, with per-lender medians ranging from 8.00% to 9.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.