Private & Hard Money Lenders in Orleans Parish, LA
20 lenders funded 163 short-term investment-property loans in Orleans Parish in 2024 at a median rate of 9.25%. Ranked by verified loan volume — not paid placement.
Orleans Parish hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | GULF COAST BANK AND TRUST | 63 | 9.25% | 102 |
| 2 | BANKPLUS | 20 | 8.75% | 16 |
| 3 | Loan Funder LLC | 18 | 11.25% | 14 |
| 4 | First American Bank and Trust | 11 | 9.15% | 6 |
| 5 | RPE Home, Inc | 11 | 11.50% | — |
| 6 | LIMA ONE CAPITAL, LLC | 8 | 11.05% | 9 |
| 7 | The First Bank | 6 | 8.50% | 12 |
| 8 | VELOCITY COMMERCIAL CAPITAL LLC | 5 | 10.74% | 31 |
| 9 | HANCOCK WHITNEY BANK | 3 | 8.38% | 10 |
| 10 | COMMUNITY FINANCIAL | 3 | 8.50% | — |
| 11 | HOME BANK NATIONAL ASSOCIATION | 2 | — | 29 |
| 12 | Dominion Financial Services, LLC | 2 | — | 7 |
| 13 | b1BANK | 2 | — | 4 |
| 14 | Temple View Capital Funding LP | 2 | — | 1 |
| 15 | Merchants Mortgage & Trust Corporation | 2 | — | — |
| 16 | FIDELITY BANK | 1 | — | 22 |
| 17 | Planters Bank and Trust Company | 1 | — | 7 |
| 18 | American Heritage Lending, LLC | 1 | — | 2 |
| 19 | Ice Lender Holdings LLC | 1 | — | 1 |
| 20 | Secured Investment Corp | 1 | — | — |
DSCR / long-term rental lenders in Orleans Parish
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
20 lenders reported short-term, business-purpose investment loans in Orleans Parish in 2024 verified lending records — 163 loans totaling $59.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Orleans Parish's active lenders was 9.25% in 2024, with per-lender medians ranging from 8.38% to 11.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.