Private & Hard Money Lenders in East Baton Rouge Parish, LA
18 lenders funded 74 short-term investment-property loans in East Baton Rouge Parish in 2024 at a median rate of 9.65%. Ranked by verified loan volume — not paid placement.
East Baton Rouge Parish hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | BANKPLUS | 24 | 8.75% | 11 |
| 2 | GULF COAST BANK AND TRUST | 12 | 10.24% | 11 |
| 3 | Cadence Bank | 8 | 8.75% | 14 |
| 4 | Red River Bank | 4 | 8.50% | 22 |
| 5 | b1BANK | 4 | 10.00% | 8 |
| 6 | First American Bank and Trust | 4 | 9.65% | — |
| 7 | LIMA ONE CAPITAL, LLC | 3 | 10.70% | 3 |
| 8 | The First Bank | 3 | 8.00% | 3 |
| 9 | Loan Funder LLC | 2 | — | 2 |
| 10 | Merchants Mortgage & Trust Corporation | 2 | — | — |
| 11 | FIDELITY BANK | 1 | — | 11 |
| 12 | LendingOne LLC | 1 | — | 5 |
| 13 | Assurance Financial Group, L.L.C. | 1 | — | 3 |
| 14 | ESSENTIAL CREDIT UNION | 1 | — | 3 |
| 15 | First Security Bank | 1 | — | — |
| 16 | HOME FEDERAL BANK | 1 | — | — |
| 17 | RPE Home, Inc | 1 | — | — |
| 18 | WEBSTER BANK, N.A. | 1 | — | — |
DSCR / long-term rental lenders in East Baton Rouge Parish
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
18 lenders reported short-term, business-purpose investment loans in East Baton Rouge Parish in 2024 verified lending records — 74 loans totaling $42.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across East Baton Rouge Parish's active lenders was 9.65% in 2024, with per-lender medians ranging from 8.00% to 10.70%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.