Private & Hard Money Lenders in Harrison County, MS
12 lenders funded 118 short-term investment-property loans in Harrison County in 2024 at a median rate of 11.00%. Ranked by verified loan volume — not paid placement.
Harrison County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Community Bank of Mississippi | 60 | 8.50% | 53 |
| 2 | Cadence Bank | 24 | 9.00% | 49 |
| 3 | The First Bank | 7 | 8.50% | 5 |
| 4 | BANKPLUS | 6 | 8.00% | 4 |
| 5 | RPE Home, Inc | 5 | 12.00% | — |
| 6 | Dominion Financial Services, LLC | 4 | 11.00% | 7 |
| 7 | Loan Funder LLC | 4 | 12.00% | 3 |
| 8 | VELOCITY COMMERCIAL CAPITAL LLC | 3 | 11.50% | 4 |
| 9 | TRUSTMARK NATIONAL BANK | 2 | — | — |
| 10 | GULF COAST BANK AND TRUST | 1 | — | 3 |
| 11 | KEESLER FEDERAL CREDIT UNION | 1 | — | 3 |
| 12 | Armed Forces Bank, N.A. | 1 | — | — |
DSCR / long-term rental lenders in Harrison County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
12 lenders reported short-term, business-purpose investment loans in Harrison County in 2024 verified lending records — 118 loans totaling $20.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Harrison County's active lenders was 11.00% in 2024, with per-lender medians ranging from 8.00% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.