Private & Hard Money Lenders in Mississippi
37 lenders funded 1,334 short-term investment-property loans ($243M) across Mississippi in 2024, at a median note rate of 9.00%. Ranked by verified loan volume — not paid placement.
Top 10 hard money lenders in Mississippi by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | Community Bank of Mississippi | 488 | 8.75% |
| 2 | BankFirst Financial Services | 175 | 8.79% |
| 3 | BANKPLUS | 144 | 8.50% |
| 4 | Cadence Bank | 129 | 9.00% |
| 5 | RENASANT BANK | 108 | 8.50% |
| 6 | TRUSTMARK NATIONAL BANK | 59 | 9.00% |
| 7 | PriorityOne Bank | 34 | 9.50% |
| 8 | Citizens Bank | 23 | 8.65% |
| 9 | Planters Bank and Trust Company | 23 | 8.75% |
| 10 | The First Bank | 21 | 8.50% |
Mississippi hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Limited 2024 activity (1–2 reporting lenders): Lauderdale County, Grenada County, Scott County, Smith County, Sunflower County, Jasper County, Prentiss County, Newton County, Pearl River County, Attala County, Covington County, George County, Greene County, Clarke County, Coahoma County, Lawrence County, Marshall County, Perry County, Wayne County, Stone County, Tallahatchie County, Tippah County, Tishomingo County, Webster County, Carroll County, Choctaw County, Leflore County, Montgomery County, Neshoba County, Noxubee County, Walthall County. These counties are typically served by the statewide lenders above.