Private & Hard Money Lenders in Lee County, MS
9 lenders funded 79 short-term investment-property loans in Lee County in 2024 at a median rate of 8.79%. Ranked by verified loan volume — not paid placement.
Lee County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | BankFirst Financial Services | 18 | 8.79% | 6 |
| 2 | RENASANT BANK | 17 | 8.50% | 36 |
| 3 | Cadence Bank | 15 | 9.00% | 8 |
| 4 | Community Bank of Mississippi | 14 | 8.50% | 20 |
| 5 | BANKPLUS | 8 | 8.00% | 16 |
| 6 | TRUSTMARK NATIONAL BANK | 3 | 9.25% | 1 |
| 7 | LendingOne LLC | 2 | — | 1 |
| 8 | CB&S Bank | 1 | — | 7 |
| 9 | Loan Funder LLC | 1 | — | — |
DSCR / long-term rental lenders in Lee County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
9 lenders reported short-term, business-purpose investment loans in Lee County in 2024 verified lending records — 79 loans totaling $19.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Lee County's active lenders was 8.79% in 2024, with per-lender medians ranging from 8.00% to 9.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.