Private & Hard Money Lenders in Jackson County, MS
12 lenders funded 62 short-term investment-property loans in Jackson County in 2024 at a median rate of 9.00%. Ranked by verified loan volume — not paid placement.
Jackson County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Community Bank of Mississippi | 31 | 8.45% | 32 |
| 2 | Cadence Bank | 9 | 9.00% | 13 |
| 3 | Dominion Financial Services, LLC | 7 | 11.00% | 1 |
| 4 | Loan Funder LLC | 4 | 12.00% | 2 |
| 5 | The First Bank | 3 | 8.50% | 5 |
| 6 | SERVISFIRST BANK | 2 | — | — |
| 7 | BANKPLUS | 1 | — | 2 |
| 8 | LendingOne LLC | 1 | — | 2 |
| 9 | LIMA ONE CAPITAL, LLC | 1 | — | 1 |
| 10 | TRUSTMARK NATIONAL BANK | 1 | — | 1 |
| 11 | Bank of Springfield | 1 | — | — |
| 12 | RENASANT BANK | 1 | — | — |
DSCR / long-term rental lenders in Jackson County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
12 lenders reported short-term, business-purpose investment loans in Jackson County in 2024 verified lending records — 62 loans totaling $11.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Jackson County's active lenders was 9.00% in 2024, with per-lender medians ranging from 8.45% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.