Private & Hard Money Lenders in Hinds County, MS
19 lenders funded 140 short-term investment-property loans in Hinds County in 2024 at a median rate of 9.60%. Ranked by verified loan volume — not paid placement.
Hinds County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Community Bank of Mississippi | 30 | 8.90% | 94 |
| 2 | TRUSTMARK NATIONAL BANK | 20 | 8.75% | 35 |
| 3 | PriorityOne Bank | 15 | 9.00% | 20 |
| 4 | Cadence Bank | 14 | 9.00% | 23 |
| 5 | BANKPLUS | 11 | 8.50% | 52 |
| 6 | BankFirst Financial Services | 9 | 7.75% | 18 |
| 7 | RPE Home, Inc | 8 | 11.25% | — |
| 8 | Secured Investment Corp | 8 | 11.99% | — |
| 9 | Loan Funder LLC | 4 | 11.00% | 21 |
| 10 | VELOCITY COMMERCIAL CAPITAL LLC | 4 | 10.99% | 6 |
| 11 | LendingOne LLC | 3 | 10.99% | 9 |
| 12 | LIMA ONE CAPITAL, LLC | 3 | 9.60% | 8 |
| 13 | Dominion Financial Services, LLC | 3 | 11.00% | 1 |
| 14 | Citizens National Bank of Meridian | 2 | — | 3 |
| 15 | ORIGIN BANK | 2 | — | — |
| 16 | BPL Mortgage, LLC | 1 | — | 89 |
| 17 | American Heritage Lending, LLC | 1 | — | 3 |
| 18 | RF Renovo Management Company, LLC | 1 | — | 1 |
| 19 | Easy Street Capital LLC | 1 | — | — |
DSCR / long-term rental lenders in Hinds County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
19 lenders reported short-term, business-purpose investment loans in Hinds County in 2024 verified lending records — 140 loans totaling $19.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Hinds County's active lenders was 9.60% in 2024, with per-lender medians ranging from 7.75% to 11.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.