Private & Hard Money Lenders in Lamar County, MS
8 lenders funded 42 short-term investment-property loans in Lamar County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Lamar County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Community Bank of Mississippi | 18 | 8.75% | 4 |
| 2 | BankFirst Financial Services | 12 | 8.50% | 2 |
| 3 | Citizens Bank | 5 | 8.50% | 9 |
| 4 | The First Bank | 3 | 8.50% | 6 |
| 5 | PriorityOne Bank | 1 | — | 2 |
| 6 | TRUSTMARK NATIONAL BANK | 1 | — | 2 |
| 7 | Dominion Financial Services, LLC | 1 | — | 1 |
| 8 | Temple View Capital Funding LP | 1 | — | — |
DSCR / long-term rental lenders in Lamar County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
8 lenders reported short-term, business-purpose investment loans in Lamar County in 2024 verified lending records — 42 loans totaling $9.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Lamar County's active lenders was 8.50% in 2024, with per-lender medians ranging from 8.50% to 8.75%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.