Private & Hard Money Lenders in Jefferson Parish, LA
14 lenders funded 116 short-term investment-property loans in Jefferson Parish in 2024 at a median rate of 9.50%. Ranked by verified loan volume — not paid placement.
Jefferson Parish hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | GULF COAST BANK AND TRUST | 51 | 9.50% | 63 |
| 2 | BANKPLUS | 20 | 8.75% | 4 |
| 3 | Loan Funder LLC | 13 | 11.50% | 1 |
| 4 | First American Bank and Trust | 12 | 9.30% | 2 |
| 5 | The First Bank | 4 | 8.50% | 10 |
| 6 | LIMA ONE CAPITAL, LLC | 3 | 10.50% | — |
| 7 | RPE Home, Inc | 3 | 11.75% | — |
| 8 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 11 |
| 9 | b1BANK | 2 | — | 9 |
| 10 | LendingOne LLC | 2 | — | 4 |
| 11 | HOME BANK NATIONAL ASSOCIATION | 1 | — | 25 |
| 12 | FIDELITY BANK | 1 | — | 20 |
| 13 | Red River Bank | 1 | — | 3 |
| 14 | Dominion Financial Services, LLC | 1 | — | — |
DSCR / long-term rental lenders in Jefferson Parish
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
14 lenders reported short-term, business-purpose investment loans in Jefferson Parish in 2024 verified lending records — 116 loans totaling $38.5M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Jefferson Parish's active lenders was 9.50% in 2024, with per-lender medians ranging from 8.50% to 11.75%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.