Private & Hard Money Lenders in Pope County, AR
7 lenders funded 37 short-term investment-property loans in Pope County in 2024 at a median rate of 8.78%. Ranked by verified loan volume — not paid placement.
Pope County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | SIMMONS BANK | 12 | 8.65% | — |
| 2 | ARVEST BANK | 6 | 8.50% | 20 |
| 3 | Chambers Bank | 5 | 8.78% | 6 |
| 4 | Centennial Bank | 5 | 9.00% | 2 |
| 5 | First Security Bank | 5 | 8.75% | 1 |
| 6 | LIMA ONE CAPITAL, LLC | 3 | 10.85% | — |
| 7 | Central Bank | 1 | — | — |
DSCR / long-term rental lenders in Pope County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Pope County in 2024 verified lending records — 37 loans totaling $4.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Pope County's active lenders was 8.78% in 2024, with per-lender medians ranging from 8.50% to 10.85%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.