Private & Hard Money Lenders in Dougherty County, GA
10 lenders funded 37 short-term investment-property loans in Dougherty County in 2024 at a median rate of 8.75%. Ranked by verified loan volume — not paid placement.
Dougherty County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | PEOPLESSOUTH BANK | 10 | 8.50% | 3 |
| 2 | RENASANT BANK | 7 | 8.75% | 6 |
| 3 | LendingOne LLC | 6 | 9.49% | 7 |
| 4 | Colony Bank | 2 | — | 7 |
| 5 | Loan Funder LLC | 2 | — | 2 |
| 6 | SYNOVUS BANK | 2 | — | 1 |
| 7 | Centennial Bank | 2 | — | — |
| 8 | KIAVI FUNDING, INC. | 2 | — | — |
| 9 | RF Renovo Management Company, LLC | 2 | — | — |
| 10 | RPE Home, Inc | 2 | — | — |
DSCR / long-term rental lenders in Dougherty County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Dougherty County in 2024 verified lending records — 37 loans totaling $9.7M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Dougherty County's active lenders was 8.75% in 2024, with per-lender medians ranging from 8.50% to 9.49%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.