Southern Bank

29th of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across Missouri, Arkansas, Texas and 3 more states.

Source: 2024 verified records
Pulled: Sep 1, 2026
LEI: 549300YKBMBBIIMQJS94
Excluded: 217 longer‑term (DSCR) loans
Website: Not yet verified
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Loans funded3242024, terms of 36 months or less

Principal originated$90M2024, at origination

Median note rate²8.32%24 counties reporting

Counties576 states

Where the money went

Missouri carried 59.3% of the year's loans; the three busiest counties — Butler, Cape Girardeau, Craighead — carried 30.6% between them. The 25 in the ledger below account for 88.6% of 324.

1525loans in a countythe three busiest countiesstates with loansthe three lead states

The 25 busiest counties

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	Butler County, MO	35	10.8%	$6M	8.50%	+0.18
02	Cape Girardeau County, MO	34	10.5%	$5M	8.25%	−0.07
03	Craighead County, AR	30	9.3%	$4M	8.19%	−0.13
04	Stoddard County, MO	25	7.7%	$4M	8.50%	+0.18
05	Greene County, AR	21	6.5%	$2M	8.00%	−0.32
06	Pulaski County, AR	20	6.2%	$12M	8.00%	−0.32
07	Greene County, MO	16	4.9%	$6M	8.25%	−0.07
08	Howell County, MO	16	4.9%	$3M	8.50%	+0.18
09	Poinsett County, AR	14	4.3%	$1M	8.25%	−0.07
10	Webster County, MO	12	3.7%	$2M	7.99%	−0.33
11	Scott County, MO	8	2.5%	$910K	8.32%	0.00
12	White County, AR	8	2.5%	$1M	8.00%	−0.32
13	Lonoke County, AR	7	2.2%	$3M	8.00%	−0.32
14	Clay County, AR	5	1.5%	$345K	8.00%	−0.32
15	Dunklin County, MO	5	1.5%	$625K	8.55%	+0.23
16	Carter County, MO	4	1.2%	$710K	8.88%	+0.55
17	Ripley County, MO	4	1.2%	$730K	8.50%	+0.18
18	Carroll County, AR	3	0.9%	$405K	8.38%	+0.05
19	Christian County, MO	3	0.9%	$535K	8.50%	+0.18
20	Dallas County, MO	3	0.9%	$615K	8.50%	+0.18
21	Independence County, AR	3	0.9%	$625K	8.00%	−0.32
22	New Madrid County, MO	3	0.9%	$205K	9.00%	+0.68
23	Oregon County, MO	3	0.9%	$375K	8.75%	+0.43
24	Wayne County, MO	3	0.9%	$295K	8.29%	−0.04
25	Fulton County, AR	2	0.6%	$130K	—	—
	Top 25 of 57	287	88.6%	$56M	8.32%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.