Private & Hard Money Lenders in Webster County, MO
7 lenders funded 24 short-term investment-property loans in Webster County in 2024 at a median rate of 7.99%. Ranked by verified loan volume — not paid placement.
Webster County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Southern Bank | 12 | 7.99% | 3 |
| 2 | OAKSTAR BANK | 4 | 8.75% | 1 |
| 3 | Cadence Bank | 3 | 7.75% | 2 |
| 4 | THE CENTRAL TRUST BANK | 2 | — | 4 |
| 5 | Guaranty Bank | 1 | — | 2 |
| 6 | ARVEST BANK | 1 | — | — |
| 7 | KIAVI FUNDING, INC. | 1 | — | — |
DSCR / long-term rental lenders in Webster County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Webster County in 2024 verified lending records — 24 loans totaling $4.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Webster County's active lenders was 7.99% in 2024, with per-lender medians ranging from 7.75% to 8.75%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.