The Central Trust Bank

30th of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across Missouri, Oklahoma, Colorado and 5 more states.

Source: 2024 verified records
Pulled: Sep 1, 2026
LEI: 549300UF3FPC7U6RFC59
Excluded: 498 longer‑term (DSCR) loans
Website: Not yet verified
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Loans funded2952024, terms of 36 months or less

Principal originated$117M2024, at origination

Median note rate²8.25%21 counties reporting

Counties548 states

Where the money went

Missouri carried 73.2% of the year's loans; the three busiest counties — Cole, Oklahoma, Boone — carried 49.5% between them. The 25 in the ledger below account for 89.2% of 295.

11050loans in a countythe three busiest countiesstates with loansthe three lead states

The 25 busiest counties

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	Cole County, MO	55	18.6%	$10M	8.00%	−0.25
02	Oklahoma County, OK	51	17.3%	$14M	7.75%	−0.50
03	Boone County, MO	40	13.6%	$11M	7.65%	−0.60
04	Pettis County, MO	16	5.4%	$2M	8.50%	+0.25
05	St. Louis County, MO	12	4.1%	$8M	8.50%	+0.25
06	Johnson County, MO	10	3.4%	$2M	8.25%	0.00
07	Callaway County, MO	8	2.7%	$2M	7.99%	−0.26
08	Camden County, MO	8	2.7%	$6M	8.50%	+0.25
09	Clay County, MO	7	2.4%	$1M	8.25%	0.00
10	Greene County, MO	6	2.0%	$12M	8.50%	+0.25
11	Morgan County, MO	6	2.0%	$5M	8.25%	0.00
12	Miller County, MO	5	1.7%	$1M	7.30%	−0.95
13	Randolph County, MO	5	1.7%	$485K	7.00%	−1.25
14	Jackson County, MO	4	1.4%	$2M	8.25%	0.00
15	Moniteau County, MO	4	1.4%	$680K	8.75%	+0.50
16	Audrain County, MO	3	1.0%	$125K	8.25%	0.00
17	Christian County, MO	3	1.0%	$415K	8.50%	+0.25
18	Johnson County, KS	3	1.0%	$935K	8.75%	+0.50
19	St. Charles County, MO	3	1.0%	$1M	6.87%	−1.38
20	St. Louis City, MO	3	1.0%	$3M	7.50%	−0.75
21	Tulsa County, OK	3	1.0%	$685K	7.75%	−0.50
22	Benton County, MO	2	0.7%	$420K	—	—
23	Canadian County, OK	2	0.7%	$470K	—	—
24	Cleveland County, OK	2	0.7%	$580K	—	—
25	Denver County, CO	2	0.7%	$990K	—	—
	Top 25 of 54	263	89.2%	$87M	8.25%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.