Private & Hard Money Lenders in Camden County, MO
17 lenders funded 38 short-term investment-property loans in Camden County in 2024 at a median rate of 8.25%. Ranked by verified loan volume — not paid placement.
Camden County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | THE CENTRAL TRUST BANK | 8 | 8.50% | 10 |
| 2 | SULLIVAN BANK | 6 | 8.25% | 1 |
| 3 | Carrollton Bank | 4 | 7.95% | — |
| 4 | Armed Forces Bank, N.A. | 3 | 7.25% | — |
| 5 | FIRST STATE BANK OF ST CHARLES | 2 | — | 1 |
| 6 | KIAVI FUNDING, INC. | 2 | — | 1 |
| 7 | Equity Bank | 2 | — | — |
| 8 | GREAT SOUTHERN BANK | 2 | — | — |
| 9 | FCB BANKS | 1 | — | 2 |
| 10 | Southern Bank | 1 | — | 1 |
| 11 | UNITED BANK OF UNION | 1 | — | 1 |
| 12 | AMERICAN BANK OF FREEDOM | 1 | — | — |
| 13 | Community National Bank & Trust | 1 | — | — |
| 14 | First Mid Bank and Trust, NA | 1 | — | — |
| 15 | OAKSTAR BANK | 1 | — | — |
| 16 | SIMMONS BANK | 1 | — | — |
| 17 | Southwest Missouri Bank | 1 | — | — |
DSCR / long-term rental lenders in Camden County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
17 lenders reported short-term, business-purpose investment loans in Camden County in 2024 verified lending records — 38 loans totaling $17.7M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Camden County's active lenders was 8.25% in 2024, with per-lender medians ranging from 7.25% to 8.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.