First Mid Bank and Trust

200th of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across Missouri, Illinois, Wisconsin and 2 more states.

Loans funded302024, terms of 36 months or less

Principal originated$8M2024, at origination

Median note rate²8.15%4 counties reporting

Counties165 states

Where the money went

Missouri carried 46.7% of the year's loans. Every county with activity is in the ledger below.

15loans in a countythe three busiest countiesstates with loansthe three lead states

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	St. Louis City, MO	6	20.0%	$390K	8.15%	0.00
02	Macon County, IL	3	10.0%	$265K	9.50%	+1.35
03	St. Louis County, MO	3	10.0%	$415K	8.00%	−0.15
04	Winnebago County, IL	3	10.0%	$435K	8.00%	−0.15
05	Cole County, MO	2	6.7%	$80K	—	—
06	Rock County, WI	2	6.7%	$270K	—	—
07	St. Clair County, IL	2	6.7%	$100K	—	—
08	Callaway County, MO	1	3.3%	$155K	—	—
09	Camden County, MO	1	3.3%	$425K	—	—
10	Gallatin County, IL	1	3.3%	$75K	—	—
11	Greene County, MO	1	3.3%	$4M	—	—
12	Jackson County, IL	1	3.3%	$175K	—	—
13	Madison County, IL	1	3.3%	$225K	—	—
14	Walton County, FL	1	3.3%	$435K	—	—
15	Wichita County, TX	1	3.3%	$445K	—	—
16	Williamson County, IL	1	3.3%	$195K	—	—
	Total	30	100.0%	$8M	8.15%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.