Private & Hard Money Lenders in Rock County, WI
16 lenders funded 33 short-term investment-property loans in Rock County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Rock County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 8 | 10.95% | — |
| 2 | JOHNSON BANK | 3 | 7.82% | 15 |
| 3 | CBI Bank & Trust | 3 | 8.50% | 11 |
| 4 | ONE COMMUNITY BANK | 3 | 8.50% | 2 |
| 5 | First Mid Bank and Trust, NA | 2 | — | 8 |
| 6 | THE BANK OF NEW GLARUS | 2 | — | 5 |
| 7 | LendingOne LLC | 2 | — | — |
| 8 | The Park Bank | 2 | — | — |
| 9 | Lake Ridge Bank | 1 | — | 3 |
| 10 | Summit Credit Union | 1 | — | 2 |
| 11 | BANK FIRST N.A. | 1 | — | — |
| 12 | Loan Funder LLC | 1 | — | — |
| 13 | RPE Home, Inc | 1 | — | — |
| 14 | Starion Bank | 1 | — | — |
| 15 | Temple View Capital Funding LP | 1 | — | — |
| 16 | THE GREENWOOD'S STATE BANK | 1 | — | — |
DSCR / long-term rental lenders in Rock County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
16 lenders reported short-term, business-purpose investment loans in Rock County in 2024 verified lending records — 33 loans totaling $6.7M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Rock County's active lenders was 8.50% in 2024, with per-lender medians ranging from 7.82% to 10.95%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.