Private & Hard Money Lenders in Greene County, MO
20 lenders funded 175 short-term investment-property loans in Greene County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Greene County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Guaranty Bank | 31 | 7.88% | 21 |
| 2 | SULLIVAN BANK | 29 | 8.25% | 23 |
| 3 | Cadence Bank | 24 | 9.00% | 36 |
| 4 | KIAVI FUNDING, INC. | 17 | 11.45% | 22 |
| 5 | Southern Bank | 16 | 8.25% | 13 |
| 6 | OAKSTAR BANK | 14 | 8.75% | 23 |
| 7 | ARVEST BANK | 14 | 8.75% | 17 |
| 8 | THE CENTRAL TRUST BANK | 6 | 8.50% | 21 |
| 9 | THE BANK OF MISSOURI | 5 | 8.00% | 5 |
| 10 | GREAT SOUTHERN BANK | 4 | 7.75% | 24 |
| 11 | BluCurrent Credit Union | 3 | 7.50% | 20 |
| 12 | SIMMONS BANK | 3 | 8.75% | 1 |
| 13 | Loan Funder LLC | 2 | — | — |
| 14 | COMMERCE BANK | 1 | — | 4 |
| 15 | FIRST STATE COMMUNITY BANK | 1 | — | 3 |
| 16 | Bank of Springfield | 1 | — | 2 |
| 17 | Equity Bank | 1 | — | — |
| 18 | First Mid Bank and Trust, NA | 1 | — | — |
| 19 | LIMA ONE CAPITAL, LLC | 1 | — | — |
| 20 | Southwest Missouri Bank | 1 | — | — |
DSCR / long-term rental lenders in Greene County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
20 lenders reported short-term, business-purpose investment loans in Greene County in 2024 verified lending records — 175 loans totaling $68.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Greene County's active lenders was 8.50% in 2024, with per-lender medians ranging from 7.50% to 11.45%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.