First State Community Bank
53rd of 889 lenders by loans funded, 20241
Short‑term investment‑property lender, active across Missouri and Tennessee.
- Source
- 2024 verified records
- Pulled
- Sep 1, 2026
- LEI
- 549300F04B6FGYBJY412
- Excluded
- 240 longer‑term (DSCR) loans
- Website
- Not yet verified
- Claim
- Work here? Claim this profile
Loans funded1622024, terms of 36 months or less
Principal originated$67M2024, at origination
Median note rate28.20%15 counties reporting
Counties352 states
Where the money went
Missouri carried 99.4% of the year's loans; the three busiest counties — St. Francois, Boone, Franklin — carried 40.1% between them. The 25 in the ledger below account for 93.8% of 162.
The 25 busiest counties
Ranked by loans funded in 2024. Each links to the county's full lender directory.
| # | County | Loans | Median rate2 | |
|---|---|---|---|---|
| 01 | St. Francois County, MO | 36 | 8.40% | |
| 02 | Boone County, MO | 15 | 7.95% | |
| 03 | Franklin County, MO | 14 | 8.45% | |
| 04 | Jefferson County, MO | 14 | 8.20% | |
| 05 | Laclede County, MO | 10 | 8.50% | |
| 06 | Randolph County, MO | 8 | 8.25% | |
| 07 | Cape Girardeau County, MO | 7 | 8.50% | |
| 08 | Scott County, MO | 5 | 8.50% | |
| 09 | Washington County, MO | 5 | 7.95% | |
| 10 | Perry County, MO | 4 | 8.20% | |
| 11 | St. Louis County, MO | 4 | 8.50% | |
| 12 | Callaway County, MO | 3 | 6.50% | |
| 13 | Cole County, MO | 3 | 8.00% | |
| 14 | Crawford County, MO | 3 | 7.90% | |
| 15 | Iron County, MO | 3 | 8.10% | |
| 16 | Audrain County, MO | 2 | — | |
| 17 | Gasconade County, MO | 2 | — | |
| 18 | Phelps County, MO | 2 | — | |
| 19 | Pulaski County, MO | 2 | — | |
| 20 | St. Charles County, MO | 2 | — | |
| 21 | St. Louis City, MO | 2 | — | |
| 22 | Ste. Genevieve County, MO | 2 | — | |
| 23 | Warren County, MO | 2 | — | |
| 24 | Butler County, MO | 1 | — | |
| 25 | Dunklin County, MO | 1 | — | |
| Top 25 of 35 | 152 | 8.20%lender median |
- 1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
- 2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.