Private & Hard Money Lenders in Benton County, MO
6 lenders funded 36 short-term investment-property loans in Benton County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Benton County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Community National Bank & Trust | 24 | 8.50% | 11 |
| 2 | Equity Bank | 7 | 8.47% | — |
| 3 | THE CENTRAL TRUST BANK | 2 | — | — |
| 4 | ARVEST BANK | 1 | — | — |
| 5 | COMMUNITYAMERICA CREDIT UNION | 1 | — | — |
| 6 | PINNACLE BANK | 1 | — | — |
DSCR / long-term rental lenders in Benton County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
6 lenders reported short-term, business-purpose investment loans in Benton County in 2024 verified lending records — 36 loans totaling $6.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Benton County's active lenders was 8.50% in 2024, with per-lender medians ranging from 8.47% to 8.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.