Private & Hard Money Lenders in Canadian County, OK
18 lenders funded 72 short-term investment-property loans in Canadian County in 2024 at a median rate of 9.50%. Ranked by verified loan volume — not paid placement.
Canadian County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | BANCFIRST | 24 | 8.50% | 37 |
| 2 | FIRST UNITED BANK AND TRUST CO | 17 | 7.18% | 49 |
| 3 | Great Plains National Bank | 8 | 9.50% | 7 |
| 4 | KIAVI FUNDING, INC. | 3 | 10.95% | 11 |
| 5 | THE CENTRAL TRUST BANK | 2 | — | 7 |
| 6 | Armstrong Bank | 2 | — | 6 |
| 7 | PROSPERITY BANK | 2 | — | 3 |
| 8 | SOVEREIGN BANK | 2 | — | 3 |
| 9 | TINKER FEDERAL CREDIT UNION | 2 | — | 2 |
| 10 | WEOKIE Federal Credit Union | 2 | — | — |
| 11 | MidFirst Bank | 1 | — | 7 |
| 12 | Oklahoma's Credit Union | 1 | — | 7 |
| 13 | RCB BANK | 1 | — | 5 |
| 14 | F&M BANK | 1 | — | 4 |
| 15 | RF Renovo Management Company, LLC | 1 | — | 2 |
| 16 | Equity Bank | 1 | — | — |
| 17 | RPE Home, Inc | 1 | — | — |
| 18 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | — |
DSCR / long-term rental lenders in Canadian County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
18 lenders reported short-term, business-purpose investment loans in Canadian County in 2024 verified lending records — 72 loans totaling $12.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Canadian County's active lenders was 9.50% in 2024, with per-lender medians ranging from 7.18% to 10.95%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.