Lender directory

Private & Hard Money Lenders in Oklahoma

61 lenders funded 1,586 short-term investment-property loans ($441M) across Oklahoma in 2024, at a median note rate of 9.00%. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01

Top 10 hard money lenders in Oklahoma by 2024 loan count

#	Lender	Hard money loans	Median rate
1	BANCFIRST	382	8.50%
2	Equity Bank	156	8.89%
3	ARVEST BANK	153	8.50%
4	FIRST UNITED BANK AND TRUST CO	143	8.69%
5	KIAVI FUNDING, INC.	105	11.49%
6	THE CENTRAL TRUST BANK	62	7.75%
7	Firstar Bank	53	9.50%
8	Armstrong Bank	47	8.85%
9	Great Plains National Bank	40	9.50%
10	SOVEREIGN BANK	40	8.50%

Oklahoma hard money lending by county

Counties with at least 3 active lenders have a full directory page.

Oklahoma County

35 lenders · 364 loans

Tulsa County

31 lenders · 228 loans

Cleveland County

19 lenders · 112 loans

Comanche County

12 lenders · 82 loans

Canadian County

18 lenders · 72 loans

Kay County

8 lenders · 46 loans

Rogers County

10 lenders · 45 loans

Pottawatomie County

10 lenders · 41 loans

Washington County

10 lenders · 35 loans

10 lenders · 16 loans

Limited 2024 activity (1–2 reporting lenders): Texas County, Stephens County, Bryan County, Okfuskee County, Kingfisher County, Noble County, Coal County, Dewey County, Haskell County, Hughes County, Johnston County, Pawnee County, Washita County, Beaver County, Cotton County, Custer County, Love County, Tillman County, Woodward County. These counties are typically served by the statewide lenders above.

Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less. Longer-term business-purpose (DSCR/rental) lending is tracked separately on each county page. Smaller local lenders below public reporting thresholds may be active without appearing here. Rankings are never paid placement.