Private & Hard Money Lenders in Mayes County, OK
7 lenders funded 19 short-term investment-property loans in Mayes County in 2024 at a median rate of 8.75%. Ranked by verified loan volume — not paid placement.
Mayes County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | BANCFIRST | 6 | 9.00% | 3 |
| 2 | RCB BANK | 5 | 8.75% | 3 |
| 3 | ARVEST BANK | 3 | 8.50% | 8 |
| 4 | Firstar Bank | 2 | — | — |
| 5 | Stride Bank, National Association | 1 | — | 3 |
| 6 | Armstrong Bank | 1 | — | — |
| 7 | Equity Bank | 1 | — | — |
DSCR / long-term rental lenders in Mayes County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Mayes County in 2024 verified lending records — 19 loans totaling $2.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Mayes County's active lenders was 8.75% in 2024, with per-lender medians ranging from 8.50% to 9.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.