Private & Hard Money Lenders in Wagoner County, OK
9 lenders funded 30 short-term investment-property loans in Wagoner County in 2024 at a median rate of 9.00%. Ranked by verified loan volume — not paid placement.
Wagoner County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | BANCFIRST | 13 | 9.00% | 17 |
| 2 | ARVEST BANK | 4 | 8.75% | 4 |
| 3 | Armstrong Bank | 3 | 8.52% | 9 |
| 4 | KIAVI FUNDING, INC. | 3 | 10.95% | 2 |
| 5 | Firstar Bank | 2 | — | 2 |
| 6 | RPE Home, Inc | 2 | — | — |
| 7 | Mabrey Bank | 1 | — | 1 |
| 8 | RCB BANK | 1 | — | 1 |
| 9 | Equity Bank | 1 | — | — |
DSCR / long-term rental lenders in Wagoner County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
9 lenders reported short-term, business-purpose investment loans in Wagoner County in 2024 verified lending records — 30 loans totaling $4.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Wagoner County's active lenders was 9.00% in 2024, with per-lender medians ranging from 8.52% to 10.95%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.